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Legal And Policies
Terms Of Use
The realbizcourses.com Terms of Use were last updated on June 13, 2025.
Please read these terms carefully as they constitute a binding contract between us and contain important information about your legal rights, remedies and obligations.
IF YOU LIVE IN THE UNITED STATES OR CANADA, BY ACCEPTING THESE TERMS, YOU AGREE TO RESOLVE ALL DISPUTES WITH realbizcourses.com IN SMALL CLAIMS COURT OR THROUGH BINDING INDIVIDUAL ARBITRATION ONLY, AND YOU WAIVE THE RIGHT TO PARTICIPATE IN ANY CLASS ACTION AND TO HAVE CLAIMS DECIDED BY A JURY, AS EXPLAINED IN THE DISPUTE RESOLUTION SECTION.
The mission of realbizcourses.com is to improve lives through learning. We enable anyone, anywhere, to create and share educational content (instructors) and access it to learn (students). We see our platform model as the best way to deliver quality educational content to our users. We need rules to keep our platform and services safe—for you, for us, and for our community of students and instructors. These Terms apply to all your activities on the realbizcourses.com website, the realbizcourses.com mobile applications, our TV apps, our APIs, and other related services (the “Services” ).
If you publish a course on the realbizcourses.com platform, you must also agree to the Instructor Terms of Use . We also provide detailed information about the processing of our students’ and instructors’ personal data in our Privacy Policy . If you are using realbizcourses.com as part of your employer’s realbizcourses.com Business training and development program, you can review our realbizcourses.com Business Privacy Statement . Our Instructor Terms of Use , Privacy Policy , and other realbizcourses.com policies applicable to your use of our services are incorporated by reference into these Terms.
Our website and applications allow us to send communications about your browsing, activities, and application usage to third parties that provide services to realbizcourses.com. By using our services, you consent to these communications.
1. Accounts
When you enroll in a course or other content, we grant you a license to view it through the realbizcourses.com services and not to use it for any other purpose. Do not attempt to transfer or resell content. We generally grant you a lifetime access license, unless we have to disable the content for legal or regulatory reasons, or for subscription-based enrollments.
In accordance with our Instructor Terms of Service , when instructors publish content on realbizcourses.com, they grant realbizcourses.com a license to offer that content to students. This means we have the right to sublicense the content to enrolled students. As a student, when you enroll in a course or other content, whether free or paid, you are granted a license by realbizcourses.com to view the content through the realbizcourses.com platform and services, and realbizcourses.com is the official licensor. The content is licensed to you, not sold. This license does not give you the right to resell the content in any way (including sharing your account information with a buyer or illegally downloading and sharing it on torrent sites).
In more comprehensive legal terms, realbizcourses.com grants you (as a student) a limited, non-exclusive, and non-transferable license to access and view the content for which you have paid all required fees, solely for personal, non-commercial, and educational purposes via the Services, in accordance with these Terms and any conditions or restrictions associated with the specific content or functionality of our Services. Any other use is expressly prohibited. You may not reproduce, redistribute, transmit, assign, sell, broadcast, rent, share, loan, modify, adapt, edit, create derivative works from, sublicense, or otherwise transfer or use any content unless expressly authorized by us in a written agreement signed by an authorized representative of realbizcourses.com. This also applies to content you may access through one of our APIs.
We generally grant a lifetime access license to our students when they enroll in a course or other content. However, we reserve the right to revoke any license to access and use any content at any time if we decide or are required to disable access to the content for legal or regulatory reasons, for example, if the course or content you enrolled in is the subject of a copyright complaint or if we determine that it violates our Trust and Safety Policy . This lifetime access license does not apply to enrollments through subscription plans or to additional features and services associated with the course or content you enroll in. For example, instructors can decide at any time to no longer provide tutoring support or Q&A services related to the content. To be clear, lifetime access applies to the course content, not the instructor.
Instructors may not grant licenses to their Content directly to Students, and any such direct license will be null and void and a violation of these Terms.
2. Content Registration and Lifetime Access
You need an account for most activities on our platform. Keep your password safe, as you are responsible for all activities associated with your account. If you believe someone else is using your account, please contact our support team . You must be of legal age for online services in your country to use realbizcourses.com.
You need an account for most activities on our platform, including purchasing and accessing content or submitting content for publication. When creating and maintaining your account, you must provide and continue to provide accurate and complete information, including a valid email address. You are fully responsible for your account and everything that happens on it, including any harm or damage (to us or anyone else) caused by someone using your account without your authorization. This means you must be careful with your password. You may not transfer your account to someone else or use another person’s account. If you contact us to request access to an account, we will only grant it if you provide us with the information necessary to prove ownership. In the event of a user’s death, their account will be closed.
You should not share your login details with anyone. You are responsible for the use of your account, and realbizcourses.com will not intervene in disputes between students or instructors who have shared your login details. You must notify us immediately if you become aware that someone else is using your account without your permission (or if you suspect any other security incident) by contacting our support team. We may ask you for certain information to confirm that you are the owner of your account.
Students and instructors must be at least 18 years old to create an account on realbizcourses.com and use the Services. If you are under 18 but old enough to consent to use the online services in your country of residence (for example, 13 in the United States or 16 in Ireland), you may not create an account. However, we encourage you to invite a parent or guardian to open an account and help you access content that is appropriate for you. If you are under the age of majority to use the online services, you may not create a realbizcourses.com account or use the Services, regardless of parental or guardian assistance or consent. If we determine that you have created an account that violates these rules, we will terminate it. In accordance with our Instructor Terms of Use , you may be asked to verify your identity before being permitted to submit content for publication on realbizcourses.com.
You can cancel your account at any time by following the steps here . See our Privacy Policy to learn what happens if your account is canceled.
3. Payments, Credits and Refunds
When you make a payment, you agree to use a valid payment method. If you are not satisfied with your content, realbizcourses.com offers a 30-day refund or credit on most content purchases.
3.1. Pricing
Content prices on realbizcourses.com are determined by the instructors’ terms of use and our promotions policy . In some cases, the price of content offered on the realbizcourses.com website may differ from the price offered on our mobile or TV apps, due to the mobile platform providers’ pricing systems and their promotion implementation policies.
We occasionally run promotions and sales on our content, offering it at a discounted price for a specific period. The price applicable to the content will be the price in effect at the time of purchase (at checkout). The price offered for a particular content may also be different, once logged into your account, from the price offered to non-registered or non-logged-in users, as some of our promotions are reserved for new users.
If you are logged in to your account, the currency displayed is the currency of your location when you created your account. If you are not logged in to your account, the prices are displayed in the currency of your country of residence. We do not allow users to view prices in other currencies.
If you are a student and reside in a country where sales and use tax, goods and services tax, or value-added tax (VAT) applies to consumer sales, we are responsible for collecting and remitting this tax to the appropriate taxing authorities. Depending on your location, the price displayed may include these taxes, or be added at checkout.
3.2. Payments
You agree to pay the fees associated with the content you purchase and authorize us to charge your debit or credit card or process other payment methods (such as SEPA, direct debit, or mobile wallet) for those fees. realbizcourses.com works with payment service providers to offer you the most convenient payment methods in your country and to ensure the security of your payment information. We may update your payment methods using information provided by our providers. See our Privacy Policy for more information.
When making any purchase, you agree not to use an invalid or unauthorized payment method. If your payment method fails and you still have access to the content you subscribe to, you agree to pay us the corresponding fees within 30 days of our notification. We reserve the right to disable access to any content for which we have not received adequate payment.
3.3. Refunds and Refund Credits
If the purchased content does not meet your expectations, you may request, within 30 days of purchase, that realbizcourses.com issue a refund to your account. This refund option does not apply to subscriptions, discussed in Section 8.4 (Payments and Billing) below. We reserve the right to apply your refund as a credit or a refund to your original payment method, at our discretion, based on the capabilities of our payment service providers, the platform on which you purchased your content (website, mobile app, or TV), and other factors. No refund will be due if you request one after the expiration of the 30-day guarantee period. However, if the content you previously purchased is disabled for legal or regulatory reasons, you are entitled to a refund beyond this 30-day period. realbizcourses.com also reserves the right to refund students beyond this period in cases of suspected or confirmed fraud.
To request a refund, follow the steps here . As stated in the Teacher Terms of Service , teachers acknowledge students’ right to a refund.
If you receive refund credits on your account, they will be automatically applied to your next content purchase on our website, but cannot be used for purchases on our mobile or TV apps. Refund credits may expire if not used within the allotted time, are non-refundable, and have no cash value, except as otherwise required by applicable law.
At our discretion, if we believe you are abusing our refund policy, for example, if you have consumed a significant amount of the content you wish to refund or if you have already refunded the content, we reserve the right to refuse your refund, restrict your future refunds, ban your account, and/or restrict any future use of the Services. If we ban your account or disable your access to content due to a violation of these Terms or our Trust & Safety Policy , you will not be eligible for a refund. Additional information about our refund policy is available here .
Cashback credits, as well as any gift or promotional credits (as described in the “Gift and Promotional Codes and Credits” section below) with stored value, are issued by realbizcourses.com, and are its sole responsibility. In addition to the “Limitation of Liability” section below, you agree to release realbizcourses.com and its subsidiaries and affiliates (other than realbizcourses.com) from any liability or claim arising from these credits.
3.4. Gift and promotional codes and credits
Realbizcourses.com or its partners may offer gift and promotional codes to students. Some codes may be redeemed for gift or promotional credits applied to your realbizcourses.com account, which can then be used to purchase eligible content on our platform, subject to the terms included with your codes. Other codes may be directly redeemable for specific content. Gift and promotional credits cannot be used for purchases on our mobile or TV apps.
These codes and credits, as well as any associated promotional value, may expire if not used within the time period indicated in your realbizcourses.com account. Gift and promotional codes offered by realbizcourses.com are not redeemable for cash unless otherwise stated in the terms and conditions of your codes or required by applicable law. Gift and promotional codes offered by a partner are subject to their refund policies. If you have multiple credits registered, realbizcourses.com can determine which ones to apply to your purchase. See our support page and the terms and conditions of your codes for more information.
4. Content and Behavior Rules
You may only use realbizcourses.com for lawful purposes. You are responsible for all content you post on our platform. Your reviews, questions, posts, courses, and other content must comply with our Trust & Safety Rules and the law, and respect the intellectual property rights of others. We may suspend your account for repeated or serious violations. If you believe someone is infringing your copyright on our platform, please let us know.
You may not access, use, or create an account for any illegal purpose. Your use of the Services and your conduct on our platform must comply with all applicable local or national laws and regulations in your country. You are solely responsible for knowing and complying with the laws and regulations that apply to you.
If you are a student, the Services allow you to ask questions to instructors of courses or other content in which you are enrolled, and to post reviews about that content. For some content, the instructor may invite you to submit assignments or tests. Do not post or submit any content that is not your own.
If you are an instructor, you may submit content for publication on the platform and communicate with students enrolled in your courses or other content. In both cases, you must respect the law and the rights of others: you may not post courses, questions, answers, reviews, or any other content that violates any local or national laws or regulations in your country. You are solely responsible for all courses, content, and actions you post or take through the platform and the Services, as well as their consequences. Make sure you understand all copyright restrictions set forth in the Instructor Terms of Use before submitting content for publication on realbizcourses.com.
If we are notified that your course or content violates the law or the rights of others (for example, if it is determined to violate someone else’s intellectual property or image rights, or involves illegal activity), if we discover that your content or behavior violates our Trust & Safety Rules , or if we believe your content or behavior is illegal, inappropriate, or objectionable (for example, if you impersonate someone else), we may remove your content from our platform. realbizcourses.com respects copyright laws. See our Intellectual Property Policy for more information.
realbizcourses.com has sole discretion to enforce these Terms and our Trust and Safety Rules. We may restrict or terminate your permission to use our Platform and Services, or ban your account at any time, with or without notice, for any reason, including for violations of these Terms, failure to pay fees when due, fraudulent chargeback requests, requests from law enforcement or government agencies, extended periods of inactivity, unexpected technical issues, if we suspect you are engaging in fraudulent or illegal activity, or for any other reason in our sole discretion. Upon such termination, we may delete your account and content, and prohibit you from accessing the Platforms and using our Services. Your content may remain available on the Platforms even if your account is terminated or suspended. You agree that we will not be liable to you or any third party for any termination of your account, removal of your content, or blocking of your access to our Platforms and Services.
If a user has posted content that infringes your copyright or trademark rights, please let us know. Our Instructor Terms of Service require our instructors to respect the law and the intellectual property rights of others. For more information on how to make claims of copyright or trademark infringement, see our Intellectual Property Policy.
5. realbizcourses.com’s Rights to Content You Post
You retain ownership of the content you post on our platform, including your courses. We may share your content with anyone, through any means, including through advertisements on other websites.
The content you post as a student or instructor (including courses) remains your property. By posting courses and other content, you authorize realbizcourses.com to reuse and share it, but you do not lose any ownership rights to your content. If you are an instructor, be sure to understand the content licensing terms detailed in the Instructor Terms of Use.
When you post content, comments, questions, reviews, and when you submit ideas and suggestions for new features or improvements to us, you authorize realbizcourses.com to use and share this content with anyone, to distribute and promote it on any platform and in any media, and to make modifications or changes to it as we see fit.
In legal terms, by submitting or posting content on or through the Platforms, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute your content (including your name and likeness) in any media or distribution method (existing or future). This includes making your content available to other companies, organizations, or individuals who partner with realbizcourses.com for syndication, broadcast, distribution, or publication of content in other media, as well as using your content for marketing purposes. You also waive any privacy, publicity, or other rights of a similar nature applicable to all such uses, to the extent permitted by applicable law. You represent and warrant that you have all necessary rights, power, and authority to authorize us to use any content you submit. You also agree to all such uses of your content without any compensation.
6. Use realbizcourses.com at your own risk.
Anyone can use realbizcourses.com to create and publish content and instructors. We allow instructors and students to interact for teaching and learning. As with other platforms where content can be published and interacted with, issues can arise, and you use realbizcourses.com at your own risk.
Our platform does not review or edit content for legal reasons, and we are unable to determine its legality. We do not exercise editorial control over the content available on the platform and, as such, we do not guarantee its reliability, validity, accuracy, or truthfulness. If you access this content, you rely on the information provided by an instructor at your own risk.
By using the Services, you may be exposed to content that you find offensive, indecent, or objectionable. realbizcourses.com is under no obligation to deprive you of such content and disclaims all liability in connection with your access to or enrollment in any course or other content, to the extent permitted by applicable law. This also applies to any content related to health, wellness, and exercise. You acknowledge the risks and dangers inherent in the demanding nature of this type of content and, by accessing it, you voluntarily accept these risks, including the risks of illness, bodily injury, disability, or death. You assume full responsibility for the choices you make before, during, and after accessing the content.
When interacting directly with a student or instructor, be careful about the personal information you share. While we limit the types of information instructors can request from students, we do not control how they use information obtained from other users of the platform. For your safety, you should not share your email address or any other personal information about yourself.
We do not hire or employ instructors and are not responsible for interactions between instructors and students. We disclaim all liability for any disputes, claims, losses, injuries, or damages of any kind that may arise from the conduct of instructors or students.
When using our Services, you will find links to other websites that we do not own or control. We are not responsible for the content or any other aspect of these third-party sites, including their collection of information about you. We also recommend that you read their terms and conditions and privacy policies.
7. Rights of realbizcourses.com
- access, tamper with, or use non-public areas of the Platform (including content storage), realbizcourses.com’s computer systems, or the technical delivery systems of realbizcourses.com’s service providers.
- disable, interfere with, or attempt to circumvent any security-related features of the Platforms or probe, scan, or test the vulnerability of any of our systems.
- copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code or content on the realbizcourses.com Platform or Services.
- access or search our platform, or attempt to access it, by any means (automated or otherwise), other than through search functionality currently available on our website, mobile applications or API (and only in accordance with the terms and conditions of such APIs). You may not use any scraping, spidering, or other automated means to access the Services.
- use the Services in any way to send altered, deceptive, or false source-identifying information (such as sending email communications impersonating realbizcourses.com); or interfere with, or disrupt (or attempt to do so) the access of any user, host, or network, including, without limitation, sending a virus, overloading, flooding, spamming, or mail-bombing the Platforms or Services, or in any other manner interfering with or creating an undue burden on the Services.
8. Subscription Conditions
This section sets forth the additional terms applicable to your use of our subscription collections as a student ( “Subscription Plans” ). By using a Subscription Plan, you agree to the additional terms in this section. Please note that use of realbizcourses.com Business is not subject to these Terms, but is governed by the agreement between realbizcourses.com and the subscribing organization.
8.1. Subscription Plans
When you subscribe to a Subscription, you are granted a limited, non-exclusive, and non-transferable license to access and view the content included in that Subscription through the Services. Except for the grant of a lifetime access license, the terms of the “Content Subscription and Lifetime Access” section above apply to subscriptions through Subscriptions.
Your Subscription Plan may include access to interactive environments, such as workspaces ( “Interactive Sessions” ). These Sessions may be provided by a third party, subject to their own agreement or terms and conditions, and subject to the usage limitations described on our Support page . You are responsible for complying with the terms and conditions of any third-party provider.
Your subscription plan may also include access to our GenAI features (defined below). Use of these features is subject to the terms in the “Generative AI Terms of Use” section below.
The subscription you purchase or renew determines the scope, features, and price of your access to a plan. You may not transfer, assign, or share your subscription with anyone.
We reserve the right to revoke any license to use content in our subscription plans for legal or political reasons, at any time and at our sole discretion, for example, if we are no longer authorized to offer the content through a subscription plan. Additional information about our right of revocation is available in the “Content Registration and Lifetime Access” section.
8.2. Account Management
You can cancel your subscription by following the steps outlined on our support page . If you cancel your subscription to a plan, your access to that plan will automatically end on the last day of your billing period. Upon cancellation, you will not be entitled to a refund or credit for any fees already paid for your subscription, except as otherwise required by applicable law. For clarity, canceling a subscription does not terminate your realbizcourses.com account.
8.3. Free Trials and Renewals
Your subscription may begin with a free trial. The duration of this trial will be specified during your registration. realbizcourses.com determines eligibility for the free trial at its sole discretion and may limit access, eligibility, or duration. We reserve the right to terminate the free trial and suspend your subscription if we determine you are not eligible.
We will charge you the subscription fee for your next billing cycle at the end of your free trial period. Your subscription will automatically renew according to your settings (for example, monthly or annually) unless you cancel it before the end of your free trial period. For more information on how to view applicable fees and the dates of your free trial period, visit our support page.
8.4. Payments and Billing
Subscription fees will be shown at the time of your purchase. Visit our support page to learn where to find the fees and dates applicable to your subscription. We may also add taxes to your subscription fees, as described in the “Payments, Credits, and Refunds” section above. Payments are non-refundable, and no refunds or credits will be given for partially used periods unless otherwise required by applicable law. Depending on your location, you may be entitled to a refund. See our Subscription Plan Refund Policy for more information.
To subscribe to a Subscription, you must provide a payment method. By subscribing to a Subscription and providing your billing information at checkout, you authorize us and our payment service providers to process the applicable fees through the payment method we have on file for you. At the end of each subscription period, we will automatically renew your subscription for the same term and process your payment method for payment of the applicable fees.
In the event we update your payment method using information provided by our payment service providers (as described in the “Payments, Credits and Refunds” section above), you authorize us to continue charging the then-applicable fees to your updated payment method.
If we are unable to process payment through the payment method we have on file for you, or if you file a chargeback disputing the charges to your payment method and the chargeback is granted, we may suspend or terminate your subscription.
We reserve the right to modify our subscription plans or adjust the prices of our services at our sole discretion. Any changes to prices or subscriptions will take effect upon notification, unless otherwise required by applicable law.
8.5. Interactive Session Restrictions
You may not perform any of the following actions while accessing or using the Interactive Sessions:
- use the interactive sessions for purposes other than carrying out the activities as indicated by the realbizcourses.com labs;
- provide web, database or forum access, or engage in cryptocurrency mining, on or through the Interactive Sessions;
- exceed the usage limitations described on our support page ;
- access or use the Interactive Sessions in any commercial production environment;
- take any action in interactive sessions that causes disruption or interference with our services or the stability of our infrastructure; or
- use any data or information other than simulated, anonymous, non-personal, and non-living data or information when accessing or using the Interactive Sessions.
These restrictions are in addition to those listed elsewhere in these Terms, including in the “Content and Conduct Rules” and “Rights of realbizcourses.com” sections above.
8.6. Subscription Disclaimers
We do not guarantee the availability of specific content under a Subscription Plan, nor the minimum amount of content in a Subscription Plan. We reserve the right, at any time, to add or stop adding additional features to a Subscription Plan, or to modify or terminate a Subscription Plan at our sole discretion. We are not responsible for the retention or storage of any content you have entered in connection with your use of a Subscription Plan. These disclaimers are in addition to those mentioned in the “Disclaimers” section below.
9. Generative AI Terms
This section describes additional terms applicable to your use of the generative AI features of our Services (“ GenAI Features ”). By accessing or using a GenAI Feature, you agree to the additional terms in this section.
9.1. Inputs and outputs
This section describes additional terms applicable to your use of the gen
When you use the GenAI Features, you may input or upload content (“ Input ”). The Services will process the Inputs to generate outputs, such as text, provided within the Services (“ Output ”). You retain ownership of the Inputs and grant realbizcourses.com the rights detailed in the “realbizcourses.com Rights in Content You Post” section above, allowing us to use the Inputs in the same manner as other content you submit or post on or through our platform. realbizcourses.com grants you a limited, non-transferable, and non-sublicensable license to access and use the GenAI Features and their Outputs in accordance with these Terms and solely for your personal, non-commercial, educational purposes via the Services.
erative AI features of our Services (“ GenAI Features ”). By accessing or using a GenAI Feature, you agree to the additional terms in this section.
9.2. No training or fine-tuning of the model
realbizcourses.com does not use your personal data to train or refine the generative AI models used for GenAI features. Should this situation change, realbizcourses.com will only use your personal data to train or refine generative AI models if we have an appropriate legal basis. In some cases, we may rely on your consent and give you the opportunity to withdraw it. In other cases, we may rely on other legal bases, such as legitimate interest or contractual necessity, and give you the opportunity to opt out.
9.3. GenAI Feature Restrictions
You may not perform any of the following actions while accessing or using GenAI features:
- use the GenAI Tools or Results in a manner that violates or could reasonably be expected to violate the Terms or any applicable law or regulation, including the infringement, misappropriation, or violation of the rights of others;
- represent that the result was generated by man when it was not;
- submit any contribution containing personal or sensitive information;
- deceive, mislead, harass or harm others in any way;
- automatically or programmatically extract data or outputs;
- use GenAI features or results to develop models or for machine learning or model training purposes that compete with realbizcourses.com;
- circumvent any restrictions or protection measures of GenAI features; or
- use GenAI features or outputs to make, or as a substantial factor in making, consequential decisions in areas affecting material or individual rights or well-being, such as finance, law, education, employment, healthcare, housing, insurance or social protection.
These restrictions are in addition to those listed elsewhere in these Terms, including in the “Content and Conduct Rules” and “Rights of realbizcourses.com” sections above.
9.4. Disclaimers regarding GenAI features
To the extent permitted by law, we disclaim all liability for any damages resulting from your use of the GenAI Features or their Results. You acknowledge that the GenAI Features may produce inappropriate, incorrect, or misleading Results, and that it is your responsibility to review and verify them before relying on them. Results may not be unique, and other users of the GenAI Features may generate the same or similar Results. We reserve the right to limit, suspend, terminate, or modify your access to the GenAI Features at any time, in our sole discretion. These disclaimers are in addition to those mentioned in the “Disclaimers” section below.
10. Various legal notices
These terms are like any other contract, and they contain boring but important legal terms that protect us from countless things that could happen and clarify the legal relationship between us and you.
10.1 Binding Agreement
By registering for, accessing, or using our Services, you agree to enter into a legally binding contract with realbizcourses.com. If you do not agree to these Terms, please refrain from registering for, accessing, or using our Services.
If you are an instructor agreeing to these terms and using our services on behalf of a company, organization, government, or other legal entity, you represent and warrant that you are authorized to do so.
Any version of these Terms in a language other than English is provided for convenience and you understand and agree that the English language shall prevail in the event of a conflict.
These Terms (including all agreements and policies linked to these Terms) constitute the entire agreement between you and us (which include, if you are an Instructor, the Instructor Terms, the Promotion Policy and the GenAI Instructor Policy ).
If any part of these Terms is determined to be invalid or unenforceable by applicable law, then such provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms will continue in effect.
Even if we delay or fail to exercise our rights in a particular case, this does not mean that we waive our rights under these Terms, and we may decide to assert them at a later date. If we decide to waive any of our rights in a particular case, this does not mean that we waive them generally or in the future.
The following sections will survive the expiration or termination of these Terms: Sections 2 (Content Registration and Lifetime Access), 5 (realbizcourses.com’s Rights to Content You Post), 6 (Use of realbizcourses.com at Your Own Risk), 7 (realbizcourses.com’s Rights), 8.5 (Subscription Disclaimers), 9.4 (GenAI Features Disclaimers), 10 (Miscellaneous Legal Terms), and 11 (Dispute Resolution).
10.2. Disclaimer
From time to time, our platform may be down, either for scheduled maintenance or due to a site outage. From time to time, one of our instructors may make misleading statements in their content. From time to time, we may experience security issues. These are just examples. You agree that you have no recourse against us in these instances where things are not working properly. In legal terms, the Services and their content are provided “as is” and “as available.” We (and our affiliates, suppliers, partners, and agents) make no representations or warranties about the suitability, reliability, availability, timeliness, security, error-freeness, or accuracy of the Services or their content, and expressly disclaim all warranties and conditions (express or implied), including the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We (and our affiliates, suppliers, partners, and agents) do not guarantee that you will obtain specific results from the use of the Services. You use the Services (including their content) at your own risk. Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.
We may decide to stop providing certain features of the Services at any time and for any reason. Under no circumstances will realbizcourses.com, its affiliates, suppliers, partners, or agents be liable for any damages resulting from such interruptions or the unavailability of these features.
We are not responsible for delay or failure in the performance of any of the Services caused by events beyond our reasonable control, such as an act of war, hostility or sabotage; natural disaster; power, internet or telecommunications failure; or governmental restrictions.
10.3. Limitation of liability
There are inherent risks associated with using our Services, for example, if you access health and wellness content like yoga and injure yourself. You fully accept these risks and agree that you will have no recourse for damages, even if you suffer a loss or damage as a result of using our platform and Services. In more comprehensive legal terms, to the extent permitted by law, we (and our group companies, suppliers, partners, and agents) will not be liable for any indirect, incidental, punitive, or consequential damages (including loss of data, income, profits, or business opportunities, or personal injury or death), whether arising in contract, warranty, tort, product liability, or otherwise, and even if we have been previously advised of the possibility of damages. Our liability (and that of each of our group companies, suppliers, partners and agents) to you or any third party, in all circumstances, is limited to the greater of USD 100 or the amount you paid to us in the 12 months prior to the event giving rise to your claim. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so some of the above may not apply to you.
10.4 Compensation
If your behavior exposes us to legal action, we may pursue legal recourse against you. You agree to indemnify, defend (if we request), and hold harmless realbizcourses.com, our group companies, and their officers, directors, suppliers, partners, and agents from and against any third-party claims, demands, losses, damages, or expenses (including reasonable attorneys’ fees) arising from: (a) content you post or submit; (b) your use of the Services; (c) your violation of these Terms; or (d) your violation of any third-party rights. Your indemnification obligation will survive termination of these Terms and your use of the Services.
10.5. Applicable law and jurisdiction
When these Terms refer to “realbizcourses.com,” they refer to the realbizcourses.com entity with which you are contracting. If you are a student, your contracting entity and applicable law will generally be determined based on your location.
Except in certain cases listed below, if you are a student located in the State of California, the laws of the State of California, USA, without regard to its choice or conflict of laws principles, will apply. In cases where the “Dispute Resolution” section below does not apply to you, you agree to the exclusive jurisdiction of the federal and state courts located in San Francisco, California, USA.
10.6 Legal Actions and Notices
No action, regardless of form, arising out of or related to this Agreement may be brought by either party more than one year after the cause of action has accrued, except where such limitation cannot be imposed by law.
Any notice or other communication to be given hereunder shall be in writing and sent by registered or certified mail with return receipt requested, or by electronic mail (by us to the electronic mail address associated with your account or by you .
10.7. Relationship between us
You and we agree that no joint venture, partnership, employment, contractor, or agency relationship exists between us.
10.8. No Assignment
You may not assign or transfer these Terms (or any rights or licenses granted under them). For example, if you created an account as an employee of a company, your account may not be transferred to another employee. We may assign these Terms (or any rights or licenses granted under them) to another company or individual without restriction. Nothing in these Terms confers any right, benefit, or remedy upon any third party, individual or entity. You agree that your account is non-transferable and that all rights associated with it, as well as any other rights under these Terms, terminate upon your death.
10.9. Sanctions and Export Laws
You warrant that you (as an individual or representative of any entity on whose behalf you are using the Services) are not located in or a resident of a country subject to U.S. sanctions or trade embargoes (such as Cuba, Iran, North Korea, Syria, or the Crimea, Donetsk, or Luhansk regions). You also warrant that you are not a person or entity on any U.S. government national or prohibited party list.
If you are subject to such a restriction during the term of an agreement with realbizcourses.com, you will notify us within 24 hours and we will have the right to terminate any further obligations to you, with immediate effect and without further liability to you (but without prejudice to your ongoing obligations to realbizcourses.com).
You may not access, use, export, re-export, divert, transfer, or disclose any portion of the Services or any associated technical information or materials, directly or indirectly, in violation of the export control and trade sanctions laws, rules, and regulations of the United States and other applicable countries. You agree not to download any content or technology (including encryption-related information) the export of which is specifically controlled by such laws.
10.10 Recommender systems
Our recommendation systems suggest content that may be of interest to you based on factors such as the content you have interacted with and searched for on our platform, the content other users have interacted with on our platform, and information you have provided to us when interacting with our website or applications.
11. Dispute Resolution
If you have a dispute, our support team will be happy to help you resolve it. If that doesn’t work and you reside in the United States or Canada, you may file a claim in small claims court or initiate binding individual arbitration. You may not bring this action in any other court or participate in a non-individual class action against us.
This “Dispute Resolution” section (“Dispute Resolution Agreement”) applies only if you reside in the United States or Canada. Most disputes can be resolved. Before taking legal action, please contact our support team.
11.1 Dispute Resolution Overview
realbizcourses.com is committed to making every effort to resolve disputes with its users, without the need to file a formal complaint. In the event of a dispute between us, you and realbizcourses.com agree to first work diligently and in good faith to reach a fair and equitable resolution for both parties, using the mandatory informal dispute resolution procedure described below. There may be times when third-party intervention is necessary to resolve our dispute. This Dispute Resolution Agreement limits the terms of how we may resolve such disputes.
YOU AND realbizcourses.com AGREE THAT ALL DISPUTES, CLAIMS, OR CONTROVERSIES ARISING OUT OF OR RELATING TO THESE TERMS OR THEIR APPLICABILITY, BREACH, TERMINATION, VALIDITY, ENFORCEMENT, OR INTERPRETATION, OR THE USE OF THE SERVICES OR COMMUNICATIONS WITH realbizcourses.com (COLLECTIVELY, “DISPUTES”) THAT ARE NOT RESOLVED INFORMALLY SHALL BE RESOLVED SOLELY IN SMALL CLAIMS COURT OR BINDING INDIVIDUAL ARBITRATION AND AGREE TO WAIVE THE RIGHT TO A JURY TRIAL AND TO LITIGATE ANY SUCH DISPUTE IN ANY OTHER COURT.
YOU AND realbizcourses.com FURTHER AGREE TO BRING CLAIMS AGAINST EACH OTHER IN YOUR INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PLAINTIFF’S OR CLASS OR REPRESENTATIVE PROCEEDING, WHETHER IN COURT OR THROUGH ARBITRATION.
You and realbizcourses.com agree that this Dispute Resolution Agreement applies to each of us, as well as to all of our agents, attorneys, contractors, subcontractors, service providers, employees, and anyone else acting for you and realbizcourses.com. This Dispute Resolution Agreement is binding upon your and realbizcourses.com’s respective heirs, successors, and assigns and is governed by the Federal Arbitration Act.
11.2 Mandatory informal dispute resolution process
- The claiming party must send the other a brief written statement (“ Statement of Claim ”) setting forth its full name, mailing address, and email address explaining: (a) the nature and details of the dispute; and (b) a proposed resolution (including any amount claimed and how it was calculated). Sending a Statement of Claim suspends the applicable statute of limitations for a period of 60 days from the date you receive the Statement of Claim. You must send your Statement of Claim to realbizcourses.com by email, or by registered mail to realbizcourses.com Attn: Lucky North Star LLC, 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801. realbizcourses.com will send Statements of Claim to, and respond to, you at the email address associated with your realbizcourses.com account unless you request otherwise.
- Upon receipt of a Statement of Claim, the parties will make good faith efforts to resolve it amicably. If we are unable to resolve the matter within 60 days of receipt, each party will have the right to initiate a formal action against the other party in small claims court or individual arbitration, subject to the terms of this Dispute Resolution Agreement.
11.3 Small Claims
Disputes raised but not resolved through the mandatory informal dispute resolution process may be brought in small claims court in: (a) Sheridan, Wyoming 82801; (b) the county where you reside; or (c) another location agreed to by us. We each waive the right to litigate any dispute between us in courts other than small claims court, including courts of general or special jurisdiction.
11.4 Arbitration
As the sole alternative to small claims court, you and realbizcourses.com have the right to resolve disputes through individual arbitration. Although there is no judge or jury in arbitration, the arbitrator has the authority to award the same relief on an individual basis and must uphold our agreement to the same extent as a court. If either of us brings a dispute in a court other than small claims court, the other party can ask the court to compel both of us to arbitrate. Either of us can also ask a court to stay a court proceeding while an arbitration proceeding is pending. To the extent a cause of action or claim for relief cannot be resolved through arbitration, you and realbizcourses.com agree that all court proceedings will be stayed pending the resolution by arbitration of all arbitrable causes of action and claims for relief. Nothing in this Dispute Resolution Agreement is intended to limit the individual remedies we may have in arbitration or small claims court.
If you and realbizcourses.com disagree about the need for arbitration, the scope of the arbitrator’s authority, or the applicability of any aspect of this Dispute Resolution Agreement, the arbitrator shall have sole authority, to the fullest extent permitted by law, to resolve such disputes, including, but not limited to, those relating to the formation, legality, interpretation, and enforceability of this Agreement. This provision does not limit the procedure for challenging an arbitration that has been improperly initiated.
Any court of competent jurisdiction shall have the power to enforce the requirements of this Dispute Resolution Agreement and, if necessary, to enjoin the filing or continuation of any arbitration and the assessment of fees for any arbitration or mediation not conducted pursuant to this Dispute Resolution Agreement.
If the American Arbitration Association (“ AAA ”) or any other arbitration organization or arbitrator is, for any reason, unable to administer an arbitration required under this Dispute Resolution Agreement, you and realbizcourses.com will negotiate in good faith to substitute another organization or individual to administer the arbitration. If no alternative organization or individual can be agreed upon, you or realbizcourses.com may apply to a court of competent jurisdiction to appoint an organization or individual to conduct the arbitration in accordance with this Dispute Resolution Agreement, for a fee comparable to the fees of the designated arbitration organization.
11.5 General Arbitration Rules
The arbitration procedure differs depending on whether your claim is brought individually or in a mass arbitration (defined below). The general arbitration rules described in this section (“ General Arbitration Rules ”) govern, except in the case of a mass arbitration.
All arbitrations will be submitted to a single arbitrator. Except as otherwise provided in this Dispute Resolution Agreement, the party electing arbitration must initiate the proceeding by filing a Demand for Arbitration with the AAA. Arbitrations involving consumers will be governed by these Terms, the AAA Consumer Arbitration Rules, and the AAA Consumer Due Process Protocol . Arbitrations involving any other person, including instructors, will be governed by these Terms, the AAA Commercial Arbitration Rules, and the AAA Optional Appellate Rules . If there is a conflict between these Terms and the applicable AAA rules and protocols, these Terms will govern.
Disputes involving a claim for less than $15,000 in actual or statutory damages (excluding attorneys’ fees, incidental, consequential, punitive, and exemplary damages, and any damage multipliers) shall be resolved exclusively by binding, non-appearance-based, individual arbitration based solely on the parties’ written submissions. All other arbitrations shall be conducted by telephone, videoconference, or solely on the basis of written submissions. Judgment on the arbitration award may be entered in any court having jurisdiction thereof.
To initiate an arbitration proceeding with the AAA, the claimant must send a letter describing the dispute and requesting arbitration to the American Arbitration Association’s Filing Services, 1101 Laurel Oak Road, Suite 100, Voorhees, NJ 08043 or by filing an online claim through the AAA website .
11.6 Mass Arbitration Rules
If 25 or more claimants (each a ” Mass Arbitration Claimant “) or their attorneys file or disclose their intent to file arbitration claims against realbizcourses.com raising substantially identical Disputes, and the claimants’ attorneys are the same or coordinated for all of the Disputes (a ” Mass Arbitration “), these special rules will apply.
Each mass arbitration claimant must follow the informal dispute resolution procedure described in this Dispute Resolution Agreement. Claimants’ counsel must file a single Statement of Claim for all mass arbitration claimants, identifying each claimant by full name, mailing address, and email address. Mass arbitration claimants must then follow a referral procedure described below, in which a group of up to ten claimants appears in arbitration (each, a ” Reference Arbitration “), followed by a mandatory mediation to resolve the mass arbitration claimants’ disputes. Any statute of limitations applicable to the mass arbitration claimants’ disputes runs from the filing of their Statement of Claim until the mandatory mediation is completed.
Counsel for the mass arbitration claimants and counsel for realbizcourses.com will each select up to five claimants for benchmark arbitrations (maximum ten in total), each of which will be promptly decided individually in a benchmark arbitration conducted in accordance with the General Arbitration Rules, with each case assigned to a separate arbitrator. If other mass arbitration claimants have filed demands for arbitration, they will be promptly dismissed without prejudice before the benchmark arbitrations can begin. Each benchmark arbitration will be finalized within 120 days. No further demands for arbitration by mass arbitration claimants may be brought during the pendency of the benchmark arbitrations and the subsequent mandatory mediation.
Once the ten reference cases have been resolved, attorneys for realbizcourses.com and the mass arbitration claimants will promptly and in good faith participate in a confidential, non-binding mediation lasting at least 60 days, with the goal of resolving all of the mass arbitration claimants’ disputes. This mediation will be conducted by the AAA in accordance with its then-current mediation procedures, unless realbizcourses.com and the mass arbitration claimants mutually agree to a different mediator and/or mediation procedure.
If the benchmark arbitrations and subsequent mediation fail to resolve the disputes of all mass arbitration claimants, they may only pursue their disputes individually in small claims court or with FairClaims, Inc. (“ FairClaims ”), and not with the AAA or any other arbitration organization or arbitrator, in accordance with the FairClaims Small Claims Rules and Procedures . To the extent a cause of action or request for relief cannot be addressed by FairClaims in accordance with its FairClaims Small Claims Rules and Procedures, you and realbizcourses.com agree that any legal proceedings involving the mass arbitration claimants and realbizcourses.com will be stayed pending final resolution by arbitration with FairClaims of all arbitrable causes of action and requests for relief.
If the Mass Arbitration Rules are held to be unenforceable for any reason by a decision of an arbitrator or court, rendering reconsideration impossible, and all motions, appeals, and requests for reconsideration have been fully resolved (a “ Final Decision ”), you and realbizcourses.com agree that any unresolved Dispute between the mass arbitration claimants and realbizcourses.com must be filed and resolved only in a court of competent jurisdiction (including as part of a class action if the Dispute qualifies), and shall not be filed, continued, or resolved by arbitration, nor subject to any contractual obligation to arbitrate. To the extent any arbitrations filed by or on behalf of the mass arbitration claimants are still pending after a Final Decision, such claimants must immediately dismiss such arbitrations without prejudice. A finding that these Mass Arbitration Rules are unenforceable for any reason, including any final determination, will not affect the validity or enforceability of any other provision of these Terms, including those set forth in this Dispute Resolution Agreement.
11.7 Fees and Costs
You and realbizcourses.com agree that each party will bear its own costs and attorneys’ fees in the event of any dispute, provided, however, that each party may recover such costs and fees to the extent permitted by applicable law. If a court or arbitrator finds that an arbitration was brought or threatened in bad faith, or that the claim was frivolous or brought for an improper purpose, the court or arbitrator may, to the fullest extent permitted by law, award attorneys’ fees to the responding party, as a court would.
11.8 No Class Actions
Except as expressly provided in the Mass Arbitration Rules, we each agree that we may only bring claims against each other on an individual basis. This means: (a) neither of us may bring a claim as a plaintiff or class member in a class, consolidated, or representative action; (b) an arbitrator may not consolidate more than one person’s claims into a single matter (or otherwise preside over any consolidated, class, or representative action); and (c) the arbitrator’s decision or award in any claimant’s case may only resolve that user’s disputes, not other users’. Nothing in this Dispute Resolution Agreement limits the parties’ right to resolve a dispute informally through class-wide resolution of claims.
11.9 Modifications
Notwithstanding the “Updating These Terms” section below, if realbizcourses.com changes this “Dispute Resolution” section after the date you last accepted these Terms, you may reject that change by sending realbizcourses.com written notice of such rejection by mail or hand delivery to realbizcourses.com, Attention: Legal Department, 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801, within 30 days of the effective date of the change, as indicated by the “last updated on” notice above. To be effective, the notice must include your full name and clearly state your intent to reject the changes to this “Dispute Resolution” section. By rejecting the changes, you agree to arbitrate any dispute between you and realbizcourses.com in accordance with the provisions of this “Dispute Resolution” section, as of the date you last accepted these Terms.
11.10 Arbitration started improperly
If either party believes that the other has initiated an arbitration in violation of this Dispute Resolution Agreement, if such arbitration is threatened, or if either party has reason to believe that an improperly commenced arbitration is imminent, the party against whom the arbitration has been or will be initiated may seek an order from a court of competent jurisdiction prohibiting the filing or continuation of the arbitration, and awarding the party’s fees and costs, including reasonable attorneys’ fees, incurred in pursuing the order.
12. Update of these conditions
We may update these Terms to clarify our practices or to reflect new or different practices (for example, when adding new features). realbizcourses.com reserves the right, at its sole discretion, to modify and/or make changes to these Terms at any time. If we make a material change, we will notify you by visible means, such as by email to the address specified in your account or by posting on our Services. Unless otherwise stated, changes will be effective on the day they are posted.
Your continued use of our Services after the changes become effective constitutes acceptance of those changes. Any changes to the Terms of Service will supersede any previous changes.
13. How to contact us
The best way to contact us is through our support team . We would love to hear your questions, concerns, and comments about our services.
Thank you for teaching and learning with us!
Refund and Returns Policy
1. Overview
Our refund and returns policy lasts 30 days. If 30 days have passed since your purchase, we can’t offer you a full refund or exchange.
To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.
Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.
Additional non-returnable items:
- Gift cards
- Downloadable software products
- Some health and personal care items
To complete your return, we require a receipt or proof of purchase.
Please do not send your purchase back to the manufacturer.
There are certain situations where only partial refunds are granted:
- Book with obvious signs of use
- CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened.
- Any item not in its original condition, is damaged or missing parts for reasons not due to our error.
- Any item that is returned more than 30 days after delivery
2. Refunds
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund.
If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.
Late or missing refunds
If you haven’t received a refund yet, first check your bank account again.
Then contact your credit card company, it may take some time before your refund is officially posted.
Next contact your bank. There is often some processing time before a refund is posted.
If you’ve done all of this and you still have not received your refund yet, please contact us at {email address}.
Sale items
Only regular priced items may be refunded. Sale items cannot be refunded.
3. Exchanges
We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at {email address} and send your item to: {physical address}.
4. Gifts
If the item was marked as a gift when purchased and shipped directly to you, you’ll receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you.
If the item wasn’t marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver and they will find out about your return.
5. Shipping returns
To return your product, you should mail your product to: {physical address}.
You will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.
Depending on where you live, the time it may take for your exchanged product to reach you may vary.
If you are returning more expensive items, you may consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.
6. Need help?
Privacy Policy – RealBiz Courses
Last Updated: July 10, 2025
Thank you for visiting RealBiz Courses. We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share your information when you visit or interact with our website https://realbizcourses.com, including our contact form at https://realbizcourses.com/contact/.
1. Information We Collect
1.1 Information You Provide to Us
- Name
- Email address
- Phone number (if provided)
- Information entered in contact forms
- Payment details (when purchasing a course or product)
- Any additional information you choose to share with us
1.2 Automatically Collected Data
- IP address
- Browser type and version
- Device type and operating system
- Referral URLs
- Pages visited and time spent
- General geographic location based on IP
2. How We Use Your Data
- Respond to inquiries submitted via our Contact Form
- Create and manage user accounts
- Provide access to our courses and services
- Process payments and fulfill orders
- Send transactional and promotional communications (when consented to)
- Prevent fraud and abuse
- Improve our website functionality and user experience
- Comply with legal obligations
3. Sharing Your Information
We do not sell your personal information. We may share your data with:
Service providers (e.g., payment processors, email marketing tools, web hosting services) under strict confidentiality and only for operational needs
Legal authorities, if required to comply with applicable laws or lawful requests
Third parties, but only with your express consent
Any shared data is subject to appropriate data protection agreements and only used for its intended purpose.
4. Cookies and Tracking Tools
- To remember user preferences
- To analyze site traffic and usage patterns
- To personalize your experience
- To track conversions and measure marketing campaigns
5. Shipping returns
- Access the personal data we hold about you
- Correct inaccurate data
- Delete your personal data
- Object to or restrict our use of your data
- Withdraw your consent at any time
- Request data portability
6. Data Retention
We retain your data for as long as necessary to fulfill the purposes described in this policy, or as required by law. If you request deletion, we will honor it unless we must retain the data for legal or operational reasons.
7. Data Security
We implement appropriate security measures to protect your information. However, no method of transmission over the internet is 100% secure. You are responsible for keeping your password confidential. Contact us immediately if you suspect any unauthorized activity on your account.
8. International Users
RealBiz Courses operates from the United States. If you access our site from outside the U.S., you agree to the transfer, storage, and processing of your data in the United States, where data protection laws may differ from your country of residence.
9. Children’s Privacy
Our services are not intended for individuals under the age of 13 (or the age of digital consent in your jurisdiction). We do not knowingly collect data from children. If we learn that we have collected personal data from a child, we will take steps to delete it.
10. Updates to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date and may notify you via email or a notice on our website if the changes are significant.
11. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your data, you can reach us at:
RealBiz Courses
1309 Coffeen Avenue, STE 1200
Sheridan, Wyoming 82801
Email: contact@realbizcourses.com
Contact Form: https://realbizcourses.com/contact/